EXECUTIVE SUMMARY

The first economy of real attention.

Monamedia is the AdTech born in Monaco that turns real attention into measurable, verified value, shared between brands, users, and the local economy.
Born in Monaco. Built for the world.

EXPLORE THE DOSSIER

0 / 6 chapters explored

SECTIONS 1 & 2

The Opportunity

Executive Summary

Monamedia is the world's first platform to turn human attention into measurable, verified value. Through theFIVE™, every advertiser receives five guaranteed and verified outcomes: attention watched, website visit, ad rating, website rating, and real SEO traffic. Traditional advertising guarantees nothing of the kind.

2.1 · The Problem

The global ad industry has never been bigger, and the attention it actually captures has never been smaller. In 2025, $1.14 trillion was invested in advertising worldwide.

2.2s average real attention span on a mobile ad
26% of ads never actually viewed
$88bn+ lost every year to ad fraud
52% of users actively block ads
0% guaranteed attention from traditional platforms

2.2 · The Solution: theFIVE™

theFIVE™ guarantees five verified outcomes per user reached:

  1. 100% verified attention: the full 10 seconds watched.
  2. 100% verified ad feedback: the viewer rates the ad.
  3. 100% real website visit: the user presses “Claim” and lands on the advertiser's site.
  4. 100% real website feedback: the visitor rates the homepage experience.
  5. 100% real SEO traffic: natural visits, no bots, no fraud, every visit verified.

An equivalent system bought separately would cost €150,000–€300,000 for 10,000 impacts. Monamedia offers it for roughly €3,000, about 1% of the usual cost.

2.3 Β· Vision & mission

Today, attention is exploited.
Tomorrow, it can be chosen and rewarded.

Manifesto Β· 00:00

We believe the future of digital should not only perform better. It has to be better balanced: more transparency for the user, more value for the advertiser, more impact for the ecosystems that keep this economy alive.

We do not want to build just another advertising platform. We want to propose a new way of exchanging value in the digital age.

Born in Monaco.
Built for the World.

Five commitments 01 / 05

Commitment 01 / 05

SECTIONS 3 & 4

The Ecosystem & Unit Economics

3 · Seven Building Blocks

4 · Unit Economics of a 10-Second Ad

Reference scenario, net of tax (Luxembourg standard VAT: 17%). A single 10-second ad generates €0.30 net Territory Revenue. Here is exactly where each euro goes:

€0.30 NET PER 10-SECOND AD = 100%

Where each ad euro goes

    Every batch of 10,000 verified 10-second ad plays is about €3,000 of Territory Revenue: ~€300 Monaco license fee (10%) and ~€1,017 licensee base revenue (33.9%). If the licensee is active, it also captures the 20% sales commission (~€600).

    4.1 · A Note on VAT

    On each ad, the user is due €0.10 and the referrer €0.02, amounts including tax. Luxembourg VAT is 17%. If the person has no VAT number, that 17% is withheld: the user receives about €0.085 net, the referrer about €0.017 net. The licensee's share (33.9% or 53.9%) and the Monaco fee (10%) do not change.

    4.2 · Additional Licensee Revenue

    The Luxembourg Master Licensee also earns a 2% service fee on every user payout/withdrawal, plus revenue from an optional Premium “points acceleration” subscription at €9.99/month. Both are counted in Territory Revenue and subject to the same 10% Monaco license fee before being added to the licensee's take.

    SECTIONS 5 & 6

    The Luxembourg Master License

    The Master License grants exclusive rights to operate the Monamedia brand, technology and business model across the entire Grand Duchy of Luxembourg.

    5.1 · The Luxembourg market

    Luxembourg's advertising market is compact, concentrated, and still largely anchored in traditional media, while global advertising spend has already shifted to digital. In 2025, the Espace Pub / Nielsen audit recorded €128.2 million of gross commercial advertising investment in Grand Duchy media, excluding social networks. Print, outdoor and radio still account for the bulk of that spend. This is the space in which theFIVE™ is positioned: verifiable, local digital advertising that neither a newspaper page nor a Meta banner can substantiate.

    128,2 M€ 2025 media ad spend, excluding social
    691 000 residents (STATEC, 1 Jan 2026)
    1 exclusive territory. France, Belgium, Germany: other licensees, out of scope
    +3,5 % year-on-year change, 2024 β†’ 2025 (Espace Pub / Nielsen)

    The user territory is the Grand Duchy: 691,000 residents. Cross-border workers residing in France, Belgium or Germany remain within their own licensee's territory. This license confers exclusivity in Luxembourg. It does not extend to the Greater Region.

    LUXEMBOURG MEDIA MIX 2025 · EXCLUDING SOCIAL

    Measured spend remains concentrated in print, outdoor and radio

    Source: Espace Pub / Nielsen, Luxembourg Ad'Report 2025. Gross commercial ad investment excluding social networks: €123.9m (2024) → €128.2m (2025, +3.5%). Daily press 30.4%, outdoor 23.1%, radio 19.3%, TV €8.6m (about 6.7%). Social (Google/Meta) sits outside this audit: that gap is the positioning of theFIVE™. Espace Pub members (Edita, Editpress, IP Luxembourg, JCDecaux, Paperjam, Publilux, Regie.lu) account for more than 90% of the measured market.

    Commercial development in Luxembourg is relationship-driven, rather than dependent on programmatic scale. Retail (Cactus, Lidl), banks (Spuerkeess and the financial centre), telecommunications (POST) and EU institutions form a concentrated, solvent pool, accustomed to defending advertising spend before a board. This dossier does not claim these organisations as existing clients. It records that they are identifiable.

    WORLD vs LUXEMBOURG Β· DIGITAL SHARE OF AD SPEND, 2018 β†’ 2025

    Luxembourg remains well below the global digital shift, and is structurally catching up

    Worldwide (eMarketer) Luxembourg (Nielsen pige, excluding social)

    The dashed line shows the structural catch-up toward the 2025 worldwide level. It is not a numerical forecast.

    Worldwide digital share of total media ad spend (eMarketer, Worldwide Ad Spending Forecast, various years): 43.5% (2018), roughly 50% (2020), roughly 66% (2022), and more than 75% for the first time in 2025. Luxembourg internet share of the audited pige: 8.96% in 2018 (Espace Pub / Nielsen Ad'Report 2018) and 13.3% in 2020 (Nielsen MediaXim pige of €128m). Comparable Luxembourg digital shares for 2022 and 2025 are not published; the 2025 Espace Pub / Nielsen audit still excludes social networks. The two series do not share the same perimeter. The chart shows the gap.

    5.2 · What the License Includes

    • Exclusive Luxembourg territory, with no internal competition from another licensee.
    • Immediate launch on a platform already in production (app, dashboard, back office).
    • No technical development to fund, and no platform setup fee. Local go-to-market cost (sales, users, merchants) remains the licensee's.
    • A fully scalable model developed at the licensee's own pace.
    • Choice of brand: the Monamedia brand, or the licensee's own local brand.
    • Dedicated account manager, real-time dashboard, Attention Store access, and the Monamedia anti-fraud engine.
    • Full access to the whole ecosystem described in Chapter 2.
    • Six pillars are live. MonaMatch (pillar 07) is planned, not yet active. The license does not depend on it to launch.

    5.3 · License Cost

    €50,000 Master License, Luxembourg territory (one-time payment)

    This one-time fee covers territorial exclusivity, access to the technology and the brand, and launch support. It does not include ongoing local operating costs (marketing, sales team, and similar), which remain the licensee's responsibility. At Luxembourg's scale, €50,000 is an exclusive-territory entry fee, sized to the market.

    In active mode, the breakeven threshold on the €50,000 entry fee stands at approximately €92,800 of Territory Revenue: roughly 31 EventPacks at €3,000, or about 0.07% of the 2025 audited market. The fee is not a commercial discount. It is calibrated to the actual scale of the territory.

    5.4 · Key terms, fixed before payment

    • Term and renewal: duration, renewal, and the exclusivity window are written into the license agreement before the €50,000 is paid. These elements are not left implied.
    • Revenue Target: the performance bands in Chapter 5 are measured against a Territory Revenue target agreed in that same contract. This dossier does not set that figure. It is agreed in the contract before signature.
    • Territory: the Grand Duchy, based on the user's residence. A resident of France, Belgium or Germany is not in this license, even if they work in Luxembourg.
    • Passive mode: the 20% sales commission is paid to whichever independent commercial network actually closes the sale (a local network, or a network appointed with Monaco). The licensee still receives 33.9% of Territory Revenue without a local sales team. No network is named in this dossier; it is agreed at signature.
    • Disputes: unjustified termination or Step-In is judged by a Monaco court.
    • Watch2Help: the automatic donation share funds Luxembourg causes, not a Monaco-based charity.

    6 · Revenue Split

    Monaco HQ collects a 10.0% Master License Fee, a global royalty covering brand, technology, support and global structure. The remainder, 33.9% of Territory Revenue, goes to the Luxembourg Master Licensee as base revenue, received even if passive (i.e. sales handled by an independent commercial network). In passive mode, the 20% sales commission is paid to whichever independent commercial network actually closes the sale; that network is agreed at signature and is not named in this dossier. If the licensee is active (running its own local sales force instead of paying an independent network), it additionally captures the 20.0% sales commission. A fully active licensee can receive up to 53.9% of Territory Revenue. The remaining balance, roughly 46.1% passive or 26.1% active, goes to user rewards, Watch2Help, and referral rewards, paid directly to the community and foundations regardless of licensee status.

    REVENUE SPLIT

    See your share as a licensee

    33.9%

    SECTIONS 7 & 8

    ROI & Licensee Responsibilities

    7.1 · ROI Calculator

    Estimate licensee revenue and license-fee recovery at any Territory Revenue level. These simulations are illustrative only; see the disclaimer below.

    €65,000

    Passive licensee revenue (× 0.339)

    €22,035

    Active licensee revenue (× 0.539)

    €35,035

    Reference Scenarios (Section 7.1)

    Illustrative only, not a revenue guarantee
    Territory RevenuePassive Licensee (33.9%)Active Licensee (53.9%)
    €50,000€16,950€26,950
    €100,000€33,900€53,900
    €150,000€50,850€80,850
    €200,000€67,800€107,800
    €300,000€101,700€161,700
    €500,000€169,500€269,500
    €1,000,000€339,000€539,000
    €1,500,000€508,500€808,500

    7.2 · Concrete Example & Breakeven

    An active licensee generating €100,000 in Territory Revenue receives €53,900 (53.9%), covering the entire €50,000 initial investment with a small surplus.

    Breakeven Territory Revenue needed: passive-only (33.9%) ≈ €147,500; active (53.9%) ≈ €92,800. An active licensee reaches breakeven with nearly 37% less Territory Revenue than a passive one.

    These simulations are illustrative only, not a revenue guarantee or contractual projection. Actual Territory Revenue depends on the licensee's commercial execution.

    8 · Licensee Responsibilities

    • Build the local partner-merchant network for the Attention Store.
    • Sell Monamedia Packs to local and international advertisers in its territory.
    • Build its own local sales force if choosing to be active, to capture the +20% bonus.
    • Drive acquisition and engagement of the local user community.
    • Provide regular reporting to Monaco HQ per Data & Insights standards.
    • Comply with quality standards and the anti-fraud framework.

    8.1 · Packs Sold by the Licensee

    Reference price list (Monaco origin), adaptable in Luxembourg. Figures below are indicative floors for the advertiser, not a mandated grid. The licensee sets local prices. All packs include at no extra cost to the advertiser: dedicated account manager, real-time dashboard, monthly proof-of-performance reports, Attention Store access, and the anti-fraud engine.

    8.2 · Per-Ad Price Evolution

    The €0.30 net per-ad reference rate may rise to as much as €0.50 net depending on demand, maturity, and local conditions. This would proportionally raise Territory Revenue and licensee revenue without changing the split rates (10% / 33.9% / +20%).

    SECTIONS 9 & 10

    Licensee Protection & Next Steps

    9 · Licensee Protection: Performance Framework

    A graduated framework, not an all-or-nothing termination risk: underperformance never means losing the contract outright; only exclusivity status shifts, always with advance notice and a real path to recover. The four bands are percentages of the Territory Revenue target agreed in the license agreement.

    9.1 · Built-in Recovery Time

    The performance clock auto-extends day-for-day for delays outside the licensee's control: Monamedia-caused platform downtime, SLA-covered periods, retroactive reporting adjustments, or Force Majeure. The licensee is never penalized for a shortfall it didn't cause.

    9.2 · Key Protections

    • No immediate termination for underperformance, ever. The full graduated framework must run first.
    • Non-renewal is only ever Monamedia's option, never automatic, and only on narrow grounds: sustained underperformance vs. Revenue Target, proven uncured material breach, or non-payment of the License Fee.
    • Goodwill indemnity capped at 12 months of the licensee's average gross revenue if Monamedia terminates without material breach by the licensee.
    • Compensation equal to 12 months' average gross revenue (plus proven direct losses) if a Monaco court finds a termination or Step-In unjustified.
    • The licensee is never on the hook for Monamedia's own failures: downtime and Force Majeure pause the License Fee and stop the performance clock.

    10.1 · Key Considerations

    • This dossier is a commercial and financial presentation, not a contract, nor legal, accounting or tax advice.
    • Term, Revenue Target, territory scope, the €50,000 license price, and the split rates (33.9% / 20% / 10%) are all formalized in the final license agreement.
    • ROI simulations are illustrative, not a guarantee.
    • The prospective licensee should obtain independent legal and financial review before signing.

    10.2 · Next Steps

    THE LUXEMBOURG TERRITORY IN SHORT

    • Luxembourg Master License: €50,000 one-time, exclusive territory.
    • Licensee receives 33.9% of Territory Revenue passively.
    • If active, +20% for up to 53.9% total.
    • Example: an active licensee generating €100,000 receives €53,900, recovering the entire initial investment with a small surplus.
    • Active breakeven is about 31 EventPacks, roughly 0.07% of Luxembourg's 2025 audited ad market.

    While reading this dossier, you have generated 0 seconds of verified attention, worth €0.00 under theFIVE™'s own mechanic: a 10-second ad pays exactly €0.01 of gross user reward per second watched. That is the whole model, live, right now.

    PRODUCT DEMO

    The Product

    Attention becomes a shared value.
    For the user: attention rewarded. For the business: attention proven.
    Five proofs, bundled into a single campaign.

    From Investment to Real Value

    For €1,000 invested, here is what actually survives to the end.

    YOU ARE THE USER

    Keep your mouse on the ad. If you leave, the timer stops.

    Pick up the phone.

    Choose a section below: these are the real screens, live in production in Monaco. This license covers the Grand Duchy only.

    ❚❚ Playing

    WHY THE USER STAYS

    It turns screen time already being spent into immediate value: €0.10 per action, redeemable Attention Points, and the option to donate it all to a Luxembourg cause. No extra effort required.

    Run your business, wherever you are.

    With Monamedia Business, manage your activity from your phone or your computer: campaigns, performance and the Attention Store, all in one interface.

    PRODUCT 1 · MOBILE

    Monamedia Business

    Choose a section on the left: the screen shows the app exactly as it is, with its own navigation.

    PRODUCT 2 · DESKTOP

    Advertiser dashboard

    Three views, browse below.

    Advertiser dashboard screenshot

    Real Campaign: “Attention Points”, Monte-Carlo, June 2026

    theFIVE™ live campaign, June 2026
    MetricValue
    0s · €0.00 generated Your attention, measured